6 min read
Fintech Lender vs. Local Bank: What's Actually Different Day-to-Day
Both will lend to you. But the experience — from application to close to Year Two of the loan — feels like two different centuries. Here's what happens at each step.
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Lender basics
How banks, fintech lenders, and non-bank finance companies actually work — and why the same application gets different answers from each.
Lender Basics
5 min read
What Is a Fintech Lender? A Plain-English Explanation
The word gets thrown around a lot. Here's what a fintech lender actually is, how their business model works, and what to expect if you borrow from one.
6 min read
Fintech vs. Traditional Bank Lenders: What's Actually Different
Fintech lenders aren't just banks with better websites. Here's what they actually are, how they underwrite, and why they exist.
5 min read
Why Fintech Lenders Approve Faster (and Say Yes More Often)
Two hours to a decision. Two days to funding. Here's the machinery behind fintech approvals — and why so many businesses that get declined by a bank walk into a fintech yes.