Steady Path Funding is an independent brokerage. We shop your file across 75+ vetted lenders — SBA, banks, and private capital — so you see real offers, side by side, in plain English.
Move the slider. We'll show the products your business likely qualifies for at that amount, with a rough monthly payment for each. Estimates only — actual offers depend on credit, revenue, and time in business.
| Product | Terms | Est. monthly | Qualification |
|---|---|---|---|
SBA 7(a) | 12.5% APR · 10-yr term | $1,464/mo | Likely fit |
SBA 504 (real estate) | 7.0% APR · 25-yr term | $707/mo | Below product min |
Bank Term Loan | 13.0% APR · 5-yr term | $2,275/mo | Likely fit |
Line of Credit | 15.0% APR · 2-yr term | $4,849/mo | Likely fit |
Equipment Financing | 11.0% APR · 5-yr term | $2,174/mo | Likely fit |
Revenue Financing | 1.35× factor · 12-month payback | $11,250/mo | Likely fit |
Merchant Cash Advance | 1.42× factor · 8-month payback | $17,750/mo | Likely fit |
Illustrative only. Actual offers depend on credit, revenue, time in business, and industry. Move to Apply for real quotes from real lenders.
The brokerage model is simple. It only feels complicated because most brokers make it that way. Here's how we don't.
Read the full process →A single application, no obligation, no credit pull. We collect only what's essential to shop your file across our lender network.
Our brokers match your business against 75+ lenders — banks, private capital, and SBA preferred partners — to surface the best available terms.
You review real, competing offers in plain English. We negotiate on your behalf and walk you through every line before you sign.
Once you approve, capital lands in your operating account — often the same week. We stay in the loop as your business scales.
No polished testimonials, no stock-photo smiles. Just the aggregate numbers and a rolling ticker of anonymized deals we've closed — product, size, and time to fund.
Product, amount, term, time-to-fund. No borrower details shown.
Illustrative walkthroughs of how a working commercial finance broker structures common file types — situation, structure, outcome.
A regional shoe-store franchisee had three-and-a-half weeks to stock five locations before Black Friday. Inventory needed to be paid in full at wholesale before it shipped. Here's the illustrative Working Capital LOC structure that closed without a personal guarantee.
Read the walkthrough
